Moving to New Zealand

In transit insurance

Insurance





 

Introduction

Whether you’re moving across town, long distance or overseas Crown Relocations provide a complete range of Crown Care Protection options to enable peace of mind throughout the relocation process.

Why Purchase Transit Insurance?

While Crown takes every precaution to ensure your possessions are safe and secure, we cannot protect against the possibility of loss or damage due to unavoidable or unforeseen circumstances. Where there is a risk there is a need for protection. Just as we insure our lives, our incomes, our health, our vehicles, our businesses and our homes, it is very important to protect our goods in transit.

What Does Transit Protection Cover?

A full transit protection policy covers all risks (including chipping, denting, scratching and breakage) from door to door on a professionally packed basis. Goods in transit are covered while in our storage facilities with storage extensions available once standard transit times are exceeded. While there are restricted covers available for owner packed goods, we do not recommend our clients pack their own effects.

Why Choose Crown Care Protection?

There are many companies offering Transit Protection but Crown Care Protection is unique. It is one of the broadest and most user friendly protection plans in the market. Features of Crown Care protection are:

  • Crown offer replacement cover (that’s replacement with new). Most 3rd party cover is at market or depreciated value, Crown Care is at replacement value.
  • Crown Care is a specialist policy designed specifically for customers whose effects are moving within New Zealand or overseas. It is not an extension to household contents cover. It provides comprehensive protection for the lifetime of the service and not for parts of the service.
  • Not only do we offer a comprehensive plan, we don’t deliver your goods and leave you to battle it out. In the unlikely event of a claim to and from anywhere in the world, you will only deal with Crown and not be subjected to settling agents and 3rd parties.
  • Rapid settlement of all claims is a feature of Crown Care. We manage our own policy and view claims settlement as a customer service. We settle claims in days and weeks rather than months.
  • For customers moving within New Zealand any claims lodged with Crown will not affect their no claims bonus entitlements on any other household insurances.

Arranging Crown Care Protection

Arranging protection through Crown is a simple process that involves determining the full replacement value of your effects. While there are selective options we recommend that you insure for full replacement value. Just as we insure our motor vehicle for it’s full value and not just the value of it’s wheels, we must insure our personal effects for their full replacement value when moving. Generally the paperwork should be completed 5 days before a move so we have time to ensure the forms are completed and correct.

The Available Options

Customers can choose two main methods of arranging protection. They can either complete a valued inventory that involves determining the full replacement value of their effects or they can take up the Lump Sum option of establishing their insured value. In taking this option the sum insured and premium are provided by Crown with no fuss or confusion. Each relocation is unique which is why we also offer “non standard” additional protection to both valued inventory and Lump Sum options. These additional covers can include mould and mildew, electrical and mechanical derangement, pairs and sets, freezer contents and antiques.

Crown Recommendation

Lump sum

 

 

Crown recommend the Lump Sum Valuation option as a simple and cost effective way to ensure full protection. With Lump Sum protection there is no requirement to research the replacement cost of personal and household effects, which is especially frustrating when customers are moving overseas. Crown assess each move and then provide the insurance valuation and premium with no fuss or confusion. There is minimal paperwork and customers are assured of full cover with no chance of underinsuring.


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